Dubai Islamic Bank: Complete Guide to DIB Branches, Services, Loans and Credit Cards

Finding the right Islamic bank in Dubai shouldn’t be complicated. Whether you’re looking for the nearest Dubai Islamic Bank branch, want to open an account, or need information about loans and credit cards, this guide gives you everything you need to know about Dubai Islamic Bank (DIB) – one of the UAE’s leading Shariah-compliant financial institutions.

From branch locations across Dubai, Abu Dhabi, and Ajman to account opening procedures, customer service details, and banking products, we’ve got you covered with clear, simple information. Here is complete detail about UAE prayer time.

What is Dubai Islamic Bank?

Dubai Islamic Bank is the world’s first full-service Islamic bank, established in 1975. It’s the largest Islamic bank in the United Arab Emirates (UAE) and operates according to the principles of Shariah law, which prohibits interest-based lending.

Instead of traditional interest, the bank uses profit-sharing models and Islamic financing techniques such as Murabaha, Ijara, and Musharaka. This makes DIB the go-to choice for Muslims who want banking services that align with their faith.

With over 50 branches and 400 ATMs across UAE, Dubai Islamic Bank serves millions in the United Arab Emirates. The bank has grown tremendously over the decades, and today it’s not just a Dubai bank – it has presence in Abu Dhabi, Sharjah, Ajman, and other emirates, plus international operations in several countries. Here is complete detail about Kuwait prayer time.

Dubai Islamic Bank Branches and Locations

Finding a Dubai Islamic Bank branch near you is easy because the bank has an extensive network throughout the UAE.

Dubai Islamic Bank Branches in Dubai

Dubai has the highest concentration of DIB branches. You’ll find branches at major locations including Dubai Mall, Mall of the Emirates, and Grosvenor House Commercial Tower on Sheikh Zayed Road.

Some popular DIB branch locations in Dubai include:

Dubai Mall Branch – One of the most visited branches, located inside Dubai Mall for your shopping convenience. The Dubai Islamic Bank Dubai Mall branch offers full banking services including account opening, loans, and credit card applications.

Mall of Emirates Branch – The Dubai Islamic Bank Mall of Emirates branch is perfect if you’re shopping or dining in the area. This branch is located at 783, Sheikh Zayed Road.

Ibn Battuta Mall Branch – The Dubai Islamic Bank Ibn Battuta branch serves residents and visitors in the Jebel Ali area, making banking convenient for those living or working in Dubai’s western corridor.

Sheikh Zayed Road Branches – Multiple DIB branches line this major highway, including locations at commercial towers serving the business community.

Deira Branch – The head office is located at Building 2, Al Maktoum Road, Opposite Dnata, Deira. This Dubai Islamic Bank head office location handles major banking operations.

Other areas with DIB branches include Jumeirah, Al Barsha, Business Bay, Al Satwa, and virtually every major neighborhood in Dubai. Here is complete detail about Saudi Arabia prayer time.

Dubai Islamic Bank Branches in Abu Dhabi

Dubai Islamic Bank Abu Dhabi branches serve the capital’s residents and businesses. The bank has multiple locations throughout Abu Dhabi including branches in major malls, business districts, and residential areas.

Islamic bank Dubai services extend to Abu Dhabi with the same quality and Shariah-compliant products available in Dubai.

Dubai Islamic Bank Ajman

Dubai Islamic Bank Ajman branches serve the smaller emirate with full banking services. Residents of Ajman don’t need to travel to Dubai for Islamic banking – DIB has conveniently located branches in the city.

Finding the Nearest Dubai Islamic Bank

Looking for the nearest Dubai Islamic Bank or a Dubai Islamic Bank branch near me? Here’s how to find one:

1. Visit the DIB Website – The bank’s branch locator tool at dib.ae/branches shows all operational timings, addresses and phone numbers for regular and Express Branches
2. Use Google Maps – Search “Islamic bank near me” or “Dubai Islamic Bank near me” and Google will show the closest branches with directions
3. Call Customer Service – The Dubai Islamic Bank call center can direct you to the nearest branch
4. ATM and CDM Locator – If you need a Dubai Islamic Bank CDM near me for cash deposits or an ATM for withdrawals, the bank’s website has a dedicated finder tool

Dubai Islamic Bank Timings and Working Hours

Knowing Dubai Islamic Bank timings helps you plan your visit without wasting time.

Regular Branch Timings

Most DIB branches open from 8:00 AM to 2:00 PM every Monday to Thursday & Saturday and 7:15 AM to 12:15 PM on Fridays.

However, Dubai Islamic Bank timings today can vary by location. Some branches, especially those in malls, have extended hours.

Mall Branch Extended Hours

Mall branches like Dubai Islamic Bank Mall of Emirates operate Monday to Thursday & Saturday from 8:00 AM to 8:00 PM, and Friday in two shifts: 7:15 AM to 11:30 AM and 3:00 PM to 8:00 PM.

Saturday Working Hours

Dubai Islamic Bank working hours on Saturday are the same as weekdays for most branches – 8:00 AM to 2:00 PM for regular branches, and extended hours for mall locations.

Checking Current Timings

Always call ahead or check online before visiting, as Dubai Islamic Bank timings may change during Ramadan and UAE public holidays.

Dubai Islamic Bank Customer Care and Contact

Need help with your banking? Dubai Islamic Bank customer service is available through multiple channels.

Dubai Islamic Bank Contact Number

The main Dubai Islamic Bank customer care number is +971 4 609 2222. This Dubai Islamic Bank contact works for both local and international callers.

Al Islami Phone Banking Service is available round-the-clock, 7 days a week and throughout the year. So yes, Dubai Islamic Bank customer service 24 hours is available for your convenience. Here is complete detail about Oman prayer time.

Other Contact Methods

Email – The customer care email address is contactus@dib.ae

Live Chat – Visit the DIB website for instant chat support with customer service representatives

WhatsApp Banking – DIB offers banking services through WhatsApp for quick queries

Branch Visit – Visit any Dubai Islamic Bank branch for face-to-face assistance

Head Office Contact

Dubai Islamic Bank head office is located at Dubai Islamic Bank Al Maktoom Road, Dubai, with phone number +971 4 295 3000 for major inquiries.

Dubai Islamic Bank Account Opening

Opening a Dubai Islamic Bank account is straightforward, whether you’re a UAE national or expatriate.

Requirements for Account Opening

To open a Dubai Islamic Bank online account or at a branch, you’ll need:

• Valid passport with residence visa (for expatriates)
• Emirates ID
• Salary certificate or proof of income
• Initial deposit (amount varies by account type)

How to Open an Account

1. Online Application – Start your Dubai Islamic Bank account opening process online through the DIB website
2. Visit a Branch – Walk into any DIB branch with your documents
3. Call Customer Care – Contact the Dubai Islamic Bank call center for guidance
4. Complete Verification – Bank staff will verify your documents and process your application

The account opening usually takes 1-2 business days once all documents are submitted.

Dubai Islamic Bank Login

Once your account is active, you can access Dubai Islamic Bank online banking through:

• Website Login – Visit online.dib.ae for Dubai Islamic Bank login to manage your accounts
• Mobile App – Download the DIB mobile app for banking on the go
• Phone Banking – Use the automated phone banking system with your T-PIN

Dubai Islamic Bank Swift Code and IBAN

For international transfers, you’ll need specific banking codes.

Dubai Islamic Bank Swift Code

The SWIFT code for Dubai Islamic Bank is DUIBAEAD. You might also see it written as DUIBAEADXXX for the head office.

This swift code Dubai Islamic Bank uses identifies the bank in international money transfers. It is registered at AL MAKTOUM STREET in United Arab Emirates.

How to Use the Swift Code

When someone abroad needs to send you money, they need:

• Swift code Dubai Islamic Bank: DUIBAEAD
• Your account IBAN number
• Your full name as it appears on your account
• Dubai Islamic Bank branch details

The bank provides an IBAN Generator tool on its website to help you find your complete IBAN number.

Dubai Islamic Bank Personal Loan

Need quick financing? Dubai Islamic Bank personal loan products are designed to meet various financial needs while remaining Shariah-compliant.

Dubai Islamic Bank Personal Loan Minimum Salary

The minimum salary requirement for DIB personal loan is AED 3,000, making it accessible to a broader range of customers.

This Dubai Islamic Bank loan 3000 salary option is one of the most accessible in the UAE. However, if your basic salary is AED 6,000 to 8,000 or more, you can qualify for a personal loan without transferring your salary to DIB.

Loan Amounts Available

UAE Nationals can access loans up to AED 4 million, while Expatriates are eligible for up to AED 2 million. This makes DIB competitive among banks offering personal finance in the UAE.

Interest Rates

The profit rate starts from a competitive 5.99% per annum. Remember, as an Islamic bank, DIB doesn’t charge “interest” but uses profit-sharing models compliant with Shariah law.

Dubai Islamic Bank Listed Companies for Loan

Your employer must be on the Dubai Islamic Bank listed companies for loan eligibility. This list includes major UAE companies and government entities. Check with DIB customer service to confirm if your company is listed.

Dubai Islamic Bank Loan Calculator

Planning your finances? Use the Dubai Islamic Bank personal loan calculator available on the DIB website. This Dubai Islamic Bank loan calculator helps you:

• Calculate monthly installments
• See total amount payable
• Compare different loan tenures
• Understand the profit rates

Dubai Islamic Bank Credit Cards

Dubai Islamic Bank credit card options cater to different lifestyles and spending patterns.

Types of Credit Cards

DIB offers several credit card variants:

• Al Islami Gold Credit Card – For everyday spending with rewards
• Platinum Card – Premium benefits and higher limits
• Emirates Skywards DIB Cards – Perfect for frequent flyers
• Titanium Card – Exclusive privileges and travel benefits

Dubai Islamic Bank Credit Card Minimum Salary

There is a requirement of minimum salary of AED 5000 with this card. This Dubai Islamic Bank credit card minimum salary requirement is standard across most DIB cards.

Dubai Islamic Bank Credit Card Offers

Current Dubai Islamic Bank credit card offers include:

• Cashback on purchases (3-4% on select cards)
• Reward points for every AED spent
• Travel benefits and airport lounge access
• Discounts at partner merchants
• Travel insurance and personal accident cover
• Purchase protection and roadside assistance

All cards are Shariah-compliant with no interest charges, following Islamic banking principles.

Dubai Islamic Bank Car Loan and Mortgage

Beyond personal loans and credit cards, DIB offers comprehensive financing solutions.

Dubai Islamic Bank Car Loan

The Dubai Islamic Bank car loan (Auto Finance) helps you purchase new or used vehicles. The bank offers competitive rates and flexible repayment terms up to 5 years. This Islamic car financing follows Shariah principles through Murabaha contracts.

Dubai Islamic Bank Mortgage Loan

Dubai Islamic Bank mortgage loan products help you finance your dream home. Whether buying your first home or investing in property, DIB’s home finance solutions offer:

• Competitive profit rates
• Long repayment tenures up to 25 years
• Financing up to 80% of property value for UAE nationals
• Shariah-compliant structure

Dubai Islamic Bank Careers

Looking for a job? Dubai Islamic Bank careers offer opportunities across various departments.

The bank regularly hires for positions in:

• Retail banking
• Corporate banking
• Digital banking
• Customer service
• Risk management
• Information technology

Visit the Dubai Islamic Bank careers page on their website to see current openings and apply online. DIB is known for competitive salaries, benefits, and career development opportunities.

Emirates Islamic Bank vs Dubai Islamic Bank

People often confuse these two banks. Let’s clarify:

Emirates Islamic Bank is a different institution, though also an Islamic bank in Dubai. While both follow Shariah principles, they’re separate banks with different branch networks.

When searching for “Emirates Islamic bank near me” or “Emirates Islamic bank Dubai mall,” you’re looking for a different bank. However, both Emirates Islamic bank Dubai and Dubai Islamic Bank offer similar Islamic banking products.

Emirates Islamic bank Dubai Hills Mall and Emirates Islamic bank Dubai Mall locations serve the Emirates Islamic Bank customer base, not DIB customers.

Tips for Banking with Dubai Islamic Bank

Here are some practical tips for getting the most from your DIB banking experience:

1. Use Online Banking – Save time by using Dubai Islamic Bank online services for most transactions instead of visiting branches

2. Set Up Phone Banking – Register for phone banking with your T-PIN for 24/7 access to account information

3. Check Timings Before Visiting – Mall branches have longer hours than regular branches, so plan accordingly

4. Use the Mobile App – The DIB mobile app offers full banking features including money transfers, bill payments, and account management

5. Keep Customer Care Number Handy – Save +971 4 609 2222 in your phone for quick access to Dubai Islamic Bank customer service

6. Explore Branch Locator – Use the online branch finder to locate the nearest Dubai Islamic Bank branch or ATM before traveling

7. Understand Islamic Banking – Take time to understand how Islamic banking works – it’s based on profit-sharing, not interest, making your banking ethical and faith-aligned

Frequently Asked Questions

Where is the nearest Dubai Islamic Bank branch? Use the branch locator on dib.ae or search “Dubai Islamic Bank near me” on Google Maps to find the closest branch.

What are Dubai Islamic Bank working hours? Most branches open 8:00 AM to 2:00 PM Monday-Thursday and Saturday, and 7:15 AM to 12:15 PM on Friday. Mall branches have extended hours.

Can I open a Dubai Islamic Bank account online? Yes, you can start the account opening process online, though you may need to visit a branch for verification.

What is the Dubai Islamic Bank swift code? The swift code is DUIBAEAD or DUIBAEADXXX for international transfers.

What’s the minimum salary for Dubai Islamic Bank personal loan? The minimum salary requirement is AED 3,000 for personal loans.

Does Dubai Islamic Bank have branches in Abu Dhabi? Yes, Dubai Islamic Bank has multiple branches throughout Abu Dhabi.

Is Dubai Islamic Bank customer service available 24 hours? Yes, phone banking and online services are available 24/7. Call +971 4 609 2222 anytime.

What’s the minimum salary for Dubai Islamic Bank credit card? Most DIB credit cards require a minimum salary of AED 5,000.

Are Dubai Islamic Bank and Emirates Islamic Bank the same? No, they’re two different Islamic banks operating in the UAE.

Conclusion

Dubai Islamic Bank stands as a pioneer in Islamic banking, offering comprehensive Shariah-compliant financial services across the UAE. Whether you’re looking for the nearest Dubai Islamic Bank branch in Dubai, Abu Dhabi, or Ajman, need information about account opening, or want to apply for loans and credit cards, DIB makes Islamic banking accessible and convenient.

With over 50 branches, 400 ATMs, 24/7 customer service, and digital banking platforms, DIB ensures you can bank according to your faith without compromising on convenience or quality of service.

From personal loans starting at AED 3,000 salary to premium credit cards, from car loans to home mortgages, Dubai Islamic Bank provides ethical banking solutions for every financial need.

Ready to start your Islamic banking journey? Visit your nearest Dubai Islamic Bank branch, call customer care at +971 4 609 2222, or explore Dubai Islamic Bank online services today. Banking that aligns with your values has never been easier.