Emirates NBD: Complete Guide to Online Banking, Branches, Credit Cards and Services in UAE

Looking for everything you need to know about Emirates NBD? Whether you’re searching for the nearest branch, want to check your balance, need customer care support, or want to understand their banking products, this guide covers it all. From online banking login to credit card offers, from career opportunities to loan calculators – we’ve got simple, clear information that helps you make the most of Emirates NBD services.

Let’s explore one of the UAE’s largest and most trusted banks. You can get complete info about Dubai islamic bank.

What is Emirates NBD?

Emirates NBD is one of the UAE’s leading banking groups and ranks among the largest banks in the Middle East. The bank was formed on March 6, 2007, through the merger of Emirates Bank International (EBI) and the National Bank of Dubai (NBD).

Here’s what makes Emirates NBD special: the bank has over 200 branches and 900 ATMs and CDMs across the UAE and serves over 9 million active customers. As of 2025, total assets were AED 1.086 trillion. The bank operates in 13 countries and employs more than 30,000 people from over 90 nationalities.

Emirates NBD Dubai is the hub of operations, with the head office located at Baniyas Road, Deira, P.O. Box 777, Dubai, UAE. The bank is owned by the Dubai government through the Investment Corporation of Dubai, making it one of the most stable financial institutions in the region.

Whether you need personal banking, business solutions, wealth management, or Islamic banking services, Emirates NBD UAE offers comprehensive products designed to meet every financial need.

Finding Emirates NBD Near Me

Looking for an Emirates NBD near me? With over 200 branches throughout the UAE, you’re never far from one.

Emirates NBD Branches in Dubai

Dubai has the highest concentration of branches. You’ll find them at major locations including Dubai Mall, Mall of the Emirates, Dubai International Airport, and throughout neighborhoods like Al Barsha, Al Muraqqabat, Al Qusais, Karama, and Jumeirah.

The 24×7 branch at Dubai International Airport Terminal 3 Departure Level is operational round the clock, making it perfect for travelers who need banking services any time.

Popular mall branches include the Emirates NBD branch at Dubai Mall on Mohammed Bin Rashid Boulevard and Mall of the Emirates on Sheikh Zayed Road – convenient for banking while shopping.

Emirates NBD Branches in Abu Dhabi

The capital has numerous branches serving residents and businesses. You’ll find Emirates NBD locations in key areas like Corniche Road, Al Nahyan, Khalidiya, and throughout the city’s business districts.

Finding Your Nearest Branch

To locate the nearest Emirates NBD branch:

1. Visit the Website – Use the branch locator at emiratesnbd.com showing all locations with timings
2. Google Maps – Search “Emirates NBD near me” for instant directions
3. Call Customer Care – Dial 600 540000 for branch information
4. Mobile App – The Emirates NBD mobile app has a built-in branch finder

Emirates NBD Customer Care and Contact Number

Need help? Emirates NBD customer service is available through multiple channels.

Main Contact Numbers

Within UAE: 600 540000
International: +971 600 540000
Priority Banking: 800 100
Private Banking: 800 456

These Emirates NBD contact numbers connect you to representatives who help with accounts, cards, loans, and general banking queries.

The Emirates NBD call center operates with extended hours, and phone banking services are available 24/7 for balance checks and basic transactions.

Additional Contact Methods

Email: customersupport@emiratesnbd.com
Live Chat: Available on the website for instant messaging
WhatsApp: Banking services through WhatsApp
Social Media: Active support on Twitter, Facebook, and Instagram
Branch Visit: Walk into any branch for face-to-face help

The Emirates NBD customer care number and helpline ensure you always have access to support when you need it.

Emirates NBD Swift Code

For international money transfers, you’ll need the Emirates NBD swift code.

Main SWIFT Code

The SWIFT code for Emirates NBD is EBILAEAD. It is registered at BANIYAS ROAD in United Arab Emirates. This 8-character code indicates the head office. You may also see it written as EBILAEADXXX.

Branch-Specific SWIFT Codes

Different branches have their own codes:

• Head Office Dubai: EBILAEAD or EBILAEADXXX
• Abu Dhabi branch: EBILAEADADB
• Other branch codes available through the bank

How to Use the Swift Code

When receiving international transfers, provide:

• Swift code Emirates NBD: EBILAEAD
• Your complete IBAN number
• Your full name as registered
• Account details

You’ll find your IBAN and SWIFT on your account statement, Emirates NBD Online Banking, or Emirates NBD Mobile Banking under account details.

Emirates NBD Login and Online Banking

Accessing Emirates NBD online banking makes managing your finances easy from anywhere.

How to Register for Online Banking

If you’re new to Emirates NBD online:

1. Visit emiratesnbd.com
2. Click “Register” for online banking
3. Enter your account number and Emirates ID
4. Verify with OTP sent to your registered mobile
5. Create your username and password
6. Set up security questions
7. Complete registration

Emirates NBD Login Steps

Once registered:

1. Go to online.emiratesnbd.com
2. Click “Login”
3. Enter your username
4. Enter your password
5. Complete security verification if prompted
6. Access your dashboard

Mobile Banking Login

The Emirates NBD mobile banking app offers convenient access:

1. Download “Emirates NBD” app from App Store or Google Play
2. Open and click login
3. Enter your credentials
4. Use fingerprint or Face ID if enabled
5. Access all features instantly

The Group is a key participant in the global digital banking industry with 97% of all financial transactions and requests conducted outside of its branches, showing how important online and mobile banking have become.

Login Issues?

If you have Emirates NBD login problems:

• Click “Forgot Password” to reset
• Ensure caps lock is off
• Check internet connection
• Clear browser cache
• Contact customer care at 600 540000

Emirates NBD Balance Check and Balance Enquiry

Checking your Emirates NBD balance is quick and easy through multiple methods.

How to Check Emirates NBD Bank Balance

1. Mobile Banking App

• Open Emirates NBD mobile app
• Log in with your credentials
• View balance instantly on home screen
• Check all accounts in one place
• See recent transactions

2. Internet Banking

• Visit online.emiratesnbd.com
• Log in to your account
• View balance on dashboard
• Access detailed statements
• Download transaction history

3. SMS Banking

• Send “BAL” to 6555 from registered mobile
• Receive instant balance via SMS
• Works for all account types
• Free for Emirates NBD customers

4. Phone Banking

• Call 600 540000
• Follow automated prompts
• Use T-PIN for authentication
• Get balance information 24/7
• Available in multiple languages

5. ATM Balance Enquiry

• Visit any Emirates NBD ATM
• Insert your debit card
• Enter PIN
• Select “Balance Enquiry”
• View and optionally print balance

6. Branch Visit

• Visit any branch with Emirates ID
• Bank staff provide balance information
• Get printed statements if needed
• Ideal for detailed account reviews

Mini Statement

Get your recent transactions:

• Select “Mini Statement” at ATMs
• View last 5-10 transactions
• Check through mobile app transaction history
• Request via phone banking

In the UAE, you have access to over 1,000 Emirates NBD ATMs and Cash Deposit Machines to withdraw up to AED 20,000 in a single transaction free.

Emirates NBD Account Opening

Opening an Emirates NBD account is straightforward whether you’re a UAE resident or expatriate.

Types of Accounts Available

Savings Accounts

• Regular savings with competitive returns
• Islamic savings accounts
• Zero balance accounts
• High-yield savings for larger deposits

Current Accounts

• Touchpoints Current Account for daily banking
• Premium current accounts
• Business current accounts
• Emirates NBD salary accounts

Emirates NBD Zero Balance Account Opening Online

The Emirates NBD zero balance account is popular because you don’t need to maintain a minimum balance. This account is perfect if you’re new to the UAE or want basic banking without balance requirements.

You can start the Emirates NBD zero balance account opening online process:

1. Visit the Emirates NBD website
2. Select “Open Account”
3. Choose zero balance account option
4. Fill in personal details
5. Upload required documents
6. Submit application
7. Visit branch for verification (if required)
8. Receive account details once approved

Emirates NBD Online Account Opening

The Emirates NBD online account opening process is convenient:

• Complete application from home
• Upload documents digitally
• Track application status online
• Minimal branch visits required
• Quick approval process

Requirements for Account Opening

To open an Emirates NBD account:

• Valid passport with residence visa (for expats)
• Emirates ID
• Proof of address (utility bill or tenancy contract)
• Salary certificate (for salary accounts)
• Initial deposit (if required for account type)

Emirates NBD Credit Cards

Emirates NBD credit card options cater to different lifestyles and needs.

Types of Credit Cards

Skywards Cards The Emirates NBD Skywards credit cards are popular for earning Emirates miles. Every purchase gets you closer to your next flight with Emirates.

Cashback Cards Emirates NBD credit cards with cashback offers give you money back on purchases. Great for everyday spending and paying bills.

Premium Cards

• Infinite cards with luxury benefits
• Platinum cards with travel perks
• Priority services and concierge
• Airport lounge access

Islamic Cards Shariah-compliant credit cards following Islamic banking principles

Emirates NBD Credit Card Offers

Current Emirates NBD credit card offers include:

• Welcome bonuses for new cardholders
• Cashback on specific categories
• Discount vouchers from the More app
• Dining offers at partner restaurants
• Shopping discounts at major retailers
• Travel benefits and insurance
• Emirates Skywards bonus miles

Emirates NBD Lulu Credit Card

The Emirates NBD Lulu credit card is designed for shoppers who frequent LuLu Hypermarkets. Benefits include:

• Special discounts at LuLu outlets
• Cashback on purchases
• Reward points on spending
• Exclusive cardholder offers

Emirates NBD Noon Credit Card

The Emirates NBD Noon credit card offers benefits for online shopping enthusiasts:

• Exclusive offers on Noon.com
• Cashback on online purchases
• Fast checkout with saved card details
• Special deals for cardholders

Emirates NBD Duo Card

The Emirates NBD Duo card combines debit and credit functionality in one card. It’s convenient because you can use it as either debit or credit depending on your needs.

Applying for Credit Cards

To get an Emirates NBD credit card:

• Minimum salary requirement (varies by card)
• Clean credit history
• Valid residence visa
• Age requirements (21-60 typically)
• Apply online or at branches

Emirates NBD Personal Loans

Need financing? Emirates NBD personal loan products offer competitive rates and flexible terms.

Emirates NBD Loan Types

Personal Loans

• Quick approval process
• Competitive profit rates
• Minimal documentation
• Flexible repayment terms up to 5 years

Emirates NBD Car Loan

• Finance new and used vehicles
• Up to 80% of car value
• Repayment up to 5 years
• Competitive rates

Home Loans

• Mortgage financing available
• Finance up to 80% of property value
• Terms up to 25 years
• Both conventional and Islamic options

Emirates NBD Loan Calculator

Planning your finances? The Emirates NBD loan calculator helps you:

• Calculate monthly installments
• Compare different loan amounts
• See total repayment amounts
• Understand profit rates
• Plan your budget

Access the Emirates NBD personal loan calculator on the bank’s website. Just enter the loan amount, tenure, and see instant results.

Emirates NBD Personal Loan Interest Rate

The Emirates NBD personal loan interest rate (profit rate) starts competitively and varies based on:

• Loan amount
• Repayment tenure
• Your salary and employment
• Credit history
• Bank relationship

Contact the bank for current rates as they change based on market conditions.

Emirates NBD Debit Cards

Emirates NBD debit card options provide convenient access to your account funds.

Debit Card Types

• Visa Debit Cards
• Mastercard Debit Cards
• Contactless payment enabled
• International usage available
• ATM withdrawal anywhere

Debit Card Features

• Shop online and in stores
• Withdraw cash from ATMs
• Transfer money
• Pay bills
• Use with Apple Pay, Google Pay, Samsung Pay
• Track spending through app

Emirates NBD Careers

Looking for Emirates NBD careers? The bank regularly recruits talented professionals across departments.

Available Positions

Emirates NBD hires for:

• Retail banking roles
• Relationship managers
• Credit analysts
• Customer service representatives
• Digital banking specialists
• IT professionals
• Risk and compliance roles
• Marketing positions
• Operations staff

How to Apply

1. Visit emiratesnbd.com/careers
2. Browse current openings
3. Select positions matching your skills
4. Create account or log in
5. Upload CV and cover letter
6. Complete application form
7. Submit and track status

Career Benefits

Emirates NBD offers employees:

• Competitive salaries
• Medical insurance
• Performance bonuses
• Learning and development programs
• Career progression opportunities
• Work-life balance initiatives
• Annual leave
• End of service benefits

The Group employs more than 30,000 people, representing more than 90 nationalities, making it one of the largest and most culturally diversified employers in the UAE.

Emirates NBD Savings Account and Salary Account

Savings Accounts

Emirates NBD savings account options include:

• Regular savings with profit sharing
• Islamic savings accounts
• Children’s savings accounts
• Fixed deposit accounts

Benefits include:

• Competitive profit rates
• Easy access to funds
• Online and mobile banking
• ATM and debit card access
• Standing instructions

Emirates NBD Salary Account

The Emirates NBD salary account is designed for salaried employees. Benefits include:

• No minimum balance requirement (for qualifying salaries)
• Free debit card
• Discounted loan rates
• Preferential credit card rates
• Insurance benefits
• Overdraft facilities (subject to approval)

Many employers in the UAE have partnerships with Emirates NBD, making salary transfers seamless.

Emirates NBD Business Banking

For entrepreneurs and companies, Emirates NBD offers comprehensive business banking services.

Emirates NBD Business Account

Business account features:

• Multiple currency accounts
• Online business banking
• Cash management solutions
• Trade finance services
• Working capital loans
• Business credit cards

Services for Businesses

• Merchant services and POS terminals
• Payroll management
• Bulk payment services
• Letter of credit facilities
• Bank guarantees
• Corporate financing solutions

Emirates NBD ATMs and CDMs

Finding ATMs

Emirates NBD ATM near me searches show over 1,000 locations across UAE. Customers can withdraw up to AED 20,000 in a single transaction free at Emirates NBD ATMs.

ATM services include:

• Cash withdrawal
• Balance enquiry
• Mini statements
• PIN change
• Cardless withdrawal (via app)
• Bill payments
• Mobile recharge

Cash Deposit Machines (CDMs)

Emirates NBD CDM near me searches help you find:

• 24/7 cash deposit facilities
• Instant credit to account
• Cheque deposit
• No queuing at branches
• Available at key locations

Liv Emirates NBD

Liv is Emirates NBD’s digital banking service for millennials and young professionals.

What is Liv?

The Group operates Liv, the lifestyle digital bank by Emirates NBD, with close to half a million users, and it continues to be the fastest-growing bank in the region.

Liv offers:

• Fully digital account opening
• No paperwork required
• Instant virtual card
• Lifestyle rewards
• Goal-based savings
• Split bill features
• Social money transfers

Liv Emirates NBD Customer Care Number

For Liv support, there’s a dedicated helpline. The Liv Emirates NBD customer care number provides assistance specifically for Liv app users.

Emirates NBD News and Recent Developments

Emirates NBD Banking Awards

Emirates NBD has won numerous banking awards recognizing excellence in:

• Digital banking innovation
• Customer service
• Sustainable finance
• Employee engagement
• Corporate governance

Recent Updates

Recent Emirates NBD news includes:

• Launch of new digital features
• Expansion of branch network
• Introduction of new credit card offers
• Enhanced mobile banking features
• Corporate social responsibility initiatives

Emirates NBD Profits

The bank regularly announces financial results. Emirates NBD profits show consistent growth, demonstrating strong financial performance and stability.

Emirates NBD Logo and Branding

The Emirates NBD logo features modern design elements representing the bank’s blend of tradition and innovation. The red and black color scheme is recognizable throughout the UAE.

Frequently Asked Questions

How do I contact Emirates NBD customer care?
Call 600 540000 within UAE or +971 600 540000 internationally. You can also use live chat, email, or visit any branch.

What is the Emirates NBD swift code?
The main SWIFT code is EBILAEAD or EBILAEADXXX. Branch-specific codes like EBILAEADADB are used for different locations.

How can I check my Emirates NBD balance?
Check via mobile app, online banking, SMS (send “BAL” to 6555), phone banking (600 540000), ATM, or visit a branch.

Can I open an Emirates NBD zero balance account online?
Yes, you can start the application online. Some verification might require a branch visit.

What are Emirates NBD credit card offers?
Offers include welcome bonuses, cashback, Skywards miles, dining discounts, shopping deals, and travel benefits.

How do I find the nearest Emirates NBD branch?
Use the branch locator on emiratesnbd.com, search “Emirates NBD near me” on Google Maps, or call customer care.

Does Emirates NBD have a loan calculator?
Yes, the Emirates NBD loan calculator and personal loan calculator are available on their website.

What are Emirates NBD working hours?
Most branches operate 8 AM – 2 PM. Mall branches have extended hours. The Dubai Airport branch operates 24/7.

How do I apply for Emirates NBD careers?
Visit the careers page on emiratesnbd.com, browse openings, and submit your application online.

Tips for Banking with Emirates NBD

1. Go Digital – Use Emirates NBD online and mobile banking for most transactions to save time and avoid branch visits.

2. Enable Notifications – Set up SMS and app alerts for transactions, low balances, and payment reminders.

3. Use the More App – Download the More rewards app to access exclusive Emirates NBD credit card offers and discounts.

4. Save Beneficiaries – Add frequent transfer recipients to your beneficiary list for quick future payments.

5. Explore Cardless Withdrawal – Use the mobile app to withdraw cash from ATMs without your physical card.

6. Check Balance Regularly – Use the Emirates NBD balance check features to stay on top of your finances.

7. Utilize Branch Locator – Before visiting, use the online tool to find the nearest Emirates NBD with services you need.

8. Keep Details Updated – Ensure your mobile number and email are current for important notifications and security alerts.

9. Use Direct Remit – For international transfers, Emirates NBD DirectRemit offers competitive rates to select countries.

10. Review Credit Card Offers – Regularly check Emirates NBD credit card offers to maximize benefits and rewards.

Conclusion

Emirates NBD stands as one of the UAE’s most comprehensive banking institutions, serving millions of customers across the region. With over 200 branches, 900+ ATMs, advanced digital banking platforms, and a wide range of products, the bank makes banking accessible and convenient for everyone.

Whether you need to find Emirates NBD near me, check your balance through multiple channels, contact customer care at 600 540000, use the swift code EBILAEAD for international transfers, or apply for Emirates NBD careers, this guide has covered everything you need.

The bank’s commitment to digital innovation means 97% of transactions happen outside branches, making Emirates NBD online banking and mobile app essential tools for modern banking. From zero balance accounts to premium credit cards, from personal loans to business solutions, Emirates NBD UAE provides services for every financial need.

With government backing, consistent financial performance, extensive employee diversity, and customer-focused innovation, Emirates NBD continues to be a top choice for individuals and businesses throughout the UAE and beyond.

Ready to experience Emirates NBD services? Visit your nearest branch, download the mobile app, call customer care, or explore Emirates NBD online banking today to start your banking journey with one of the region’s leading financial institutions.

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