Abu Dhabi Commercial Bank: Complete Guide to ADCB Branches, Services, Careers and Banking

Looking for comprehensive information about Abu Dhabi Commercial Bank? Whether you need to find the nearest ADCB branch, check your account balance, apply for a job, or understand their banking services, this guide covers everything you need to know about one of the UAE’s largest and most trusted financial institutions.

From branch locations and contact details to online banking, balance enquiry methods, and career opportunities, we’ve got all the information right here in simple, easy-to-understand language.

What is Abu Dhabi Commercial Bank (ADCB)?

Abu Dhabi Commercial Bank PJSC, commonly known as ADCB, is one of the UAE’s leading financial institutions. Established in 1985 as a public shareholding company with limited liability following mergers between Emirates Commercial Bank, Federal Commercial Bank, and Khaleej Commercial Bank, ADCB has grown to become the third-largest bank in the UAE in terms of balance sheet size.

The Government of Abu Dhabi through the Abu Dhabi Investment Council (ADIC) holds 62.52% of ADCB shares, with the remainder held by other institutions and individuals. This government backing makes ADCB one of the most stable and trusted banks in the region.

As of 2018, ADCB employs over 5,000 people serving retail and corporate clients, with 56 branches across the UAE and hundreds of ATMs strategically located throughout the country. The bank offers everything from personal banking to corporate services, making it a one-stop solution for all your financial needs.

Finding Abu Dhabi Commercial Bank Near Me

Looking for an Abu Dhabi Commercial Bank near me? ADCB has an extensive network throughout the UAE, making it easy to find a branch wherever you are.

Abu Dhabi Branches

Abu Dhabi has numerous ADCB branches including locations at Khalidiya Towers Building 1 on Corniche street opposite Emirates Palace Hotel, Dalma Street behind Al Nahyan Military Camp, and Khalidiya Mall on the ground level.

The bank’s presence in the capital ensures that residents and businesses have convenient access to banking services throughout the city.

Dubai Branches

ADCB has branches in Dubai including locations at Emirates Group Headquarters on Airport Road, Emaar Business Park Building No 2 in the Greens Area, near Al Rigga Metro station, and Dubai Silicon Oasis at Emirates Seven Towers Complex.

Popular Dubai locations include Mall of the Emirates, Dubai Mall, City Walk, and Deira City Centre Mall, making it convenient to bank while shopping or during your daily routine.

Finding Your Nearest Branch

To find the Abu Dhabi Commercial Bank near me, you have several options:

1. Visit the ADCB Website – Use the branch locator tool at adcb.com to find branches with addresses, phone numbers, and opening hours
2. Google Maps – Search “Abu Dhabi Commercial Bank near me” or “ADCB near me” for instant directions
3. Call Customer Service – Contact 600 50 2030 for assistance locating the nearest branch
4. Mobile App – The ADCB mobile app has a built-in branch and ATM finder

Abu Dhabi Commercial Bank Contact Number and Customer Service

Getting in touch with Abu Dhabi Commercial Bank customer service is easy through multiple channels.

Main Contact Numbers

Within UAE: 600 50 2030 Islamic Banking: 600 56 2626 Outside UAE: +971 600 50 2030

These Abu Dhabi Commercial Bank contact numbers connect you to customer service representatives who can help with account inquiries, card issues, loan questions, and general banking support.

Abu Dhabi Commercial Bank Address

The main office is located at Abu Dhabi Commercial Bank Building, Shk Zayed Street, P.O. Box: 939, Abu Dhabi, United Arab Emirates. Tel: +971 2 6962222, Fax: +971 2 6109753.

This Abu Dhabi Commercial Bank address serves as the headquarters where major banking operations and corporate services are handled.

Additional Contact Options

Beyond phone calls, you can reach Abu Dhabi Commercial Bank customer service through:

• Live Chat – Available on the ADCB website for instant messaging with support staff
• Email – Send inquiries through the contact form on adcb.com
• Social Media – ADCB maintains active profiles on Twitter, Facebook, and Instagram for customer support
• Branch Visit – Walk into any branch for face-to-face assistance

Customer service operates with extended hours to ensure you can get help whenever you need it.

Abu Dhabi Commercial Bank Swift Code

For international money transfers, you’ll need the Abu Dhabi Commercial Bank swift code.

Main SWIFT Code

The SWIFT code for Abu Dhabi Commercial Bank is ADCBAEAA. It is registered at Salam Street in Abu Dhabi, United Arab Emirates. This is an 8-character code indicating it’s the head office. You may also see it written as ADCBAEAAXXX.

Branch-Specific SWIFT Codes

Different branches have specific codes:

• Dubai branch: ADCBAEAA060 (registered at P 3/1 Al Qubaisi, A.D.C.B. Building, Al Riggah Road)
• Abu Dhabi Mall branch: ADCBAEAATRY (Abu Dhabi Mall Tourist Club Street)

How to Use the Swift Code

When receiving international transfers, provide:

• Swift code: ADCBAEAA or ADCBAEAAXXX
• Your full IBAN number
• Your full name as registered on the account
• Abu Dhabi Commercial Bank address

When sending money abroad from your ADCB account, you’ll need the recipient’s bank swift code, their IBAN or account number, and full details as required by their bank.

ADCB Balance Enquiry and Account Checking

Checking your Abu Dhabi Commercial Bank balance is quick and easy through multiple convenient methods.

How to Check ADCB Bank Balance

1. ADCB Mobile Banking App

• Download the ADCB mobile app from App Store or Google Play
• Log in with your credentials
• View your balance instantly on the home screen
• Check transaction history, pending payments, and account details

2. Internet Banking

• Visit online.adcb.com
• Log in with your username and password
• Access all accounts and view balances
• Download statements and transaction history

3. SMS Banking

• Send “BAL” to 2030 from your registered mobile number
• Receive instant balance information via SMS
• Works for both current and savings accounts
• Free service for ADCB customers

4. Phone Banking

• Call 600 50 2030
• Follow the automated system prompts
• Access balance information using your T-PIN
• Available 24/7 for instant balance checks

5. ATM Balance Enquiry

• Visit any ADCB ATM
• Insert your debit card
• Enter your PIN
• Select “Balance Enquiry” from the menu
• View and optionally print your balance

6. Branch Visit

• Visit any ADCB branch
• Provide your account details and identification
• Bank staff will provide account balance and statements
• Ideal for detailed inquiries or printing statements

Mini Statement

Besides checking your balance, you can also get a mini statement showing your last few transactions:

• Through ATMs (select “Mini Statement”)
• Via SMS by sending “MINI” to 2030
• Through the mobile app transaction history
• By calling phone banking

How to Login to Abu Dhabi Commercial Bank Online

Accessing your ADCB account online is straightforward once you’re registered.

First-Time Registration

If you haven’t registered for online banking:

1. Visit adcb.com and click “Register”
2. Enter your account number and Emirates ID
3. Verify your mobile number with OTP
4. Create your username and password
5. Set up security questions
6. Complete registration and log in

Abu Dhabi Commercial Bank Login Steps

Once registered:

1. Go to adcb.com
2. Click “Login” at the top right
3. Enter your username
4. Enter your password
5. Complete any security verification
6. Access your account dashboard

Mobile App Login

1. Download “ADCB Mobile” app
2. Open the app
3. Enter your username and password
4. Use fingerprint or Face ID if enabled
5. Access all banking features

Login Security Tips

• Never share your login credentials
• Use strong, unique passwords
• Enable two-factor authentication
• Log out after each session
• Don’t save passwords on public computers
• Update your password regularly

Forgot Password?

If you forget your password:

1. Click “Forgot Password” on the login page
2. Enter your username or account number
3. Verify your identity with OTP
4. Create a new password
5. Log in with new credentials

ADCB Banking Services

Abu Dhabi Commercial Bank offers comprehensive banking services for individuals and businesses.

Personal Banking

Savings Accounts

• Regular savings accounts with competitive returns
• Islamic savings accounts (Shariah-compliant)
• Zero balance accounts for basic banking
• High-yield savings for larger deposits

Current Accounts

• Touchpoints Current Account for daily transactions
• Hayyak Current Account with added benefits
• Premium current accounts for high-net-worth individuals
• Zero balance current accounts

Fixed Deposits

• Competitive interest rates
• Flexible tenures from 1 month to 5 years
• Regular and Islamic fixed deposit options
• Premature withdrawal facilities available

Loans and Financing

Personal Loans

• Competitive profit rates
• Quick approval process
• Minimal documentation
• Flexible repayment terms

Home Loans

• Mortgage financing up to AED 10 million
• Low profit rates
• Repayment terms up to 25 years
• Both conventional and Islamic options

Auto Loans

• New and used car financing
• Up to 80% financing available
• Repayment up to 5 years
• Competitive rates

Credit Cards

ADCB offers various credit cards:

• Etihad Guest Credit Cards (earn miles)
• World Cashback Card (earn cash back)
• Islamic credit cards
• Premium cards with travel benefits
• Student cards with lower limits

Wealth Management

• Investment advisory services
• Portfolio management
• Insurance products
• Retirement planning
• Estate planning services

Business Banking

• Business current accounts
• Trade finance
• Cash management
• Corporate loans
• Working capital solutions
• Business credit cards

ADCB Online Banking Features

Abu Dhabi Commercial Bank’s online and mobile banking platforms offer extensive features.

Bill Payments

• Pay utility bills (DEWA, ADDC, Etisalat, du)
• Credit card bill payments
• School fees
• Government fees
• Schedule recurring payments

Money Transfers

• Transfer within ADCB accounts instantly
• Transfer to other UAE banks
• International remittances
• Schedule future transfers
• Save beneficiaries for quick transfers

Mobile Banking Special Features

• Cardless ATM withdrawal
• Instant account opening
• Card management (block/unblock, set limits)
• Cheque book requests
• Statement downloads
• Standing instruction management

Digital Wallet Integration

• Apple Pay support
• Samsung Pay compatibility
• Google Pay integration
• Contactless payments

Abu Dhabi Commercial Bank Careers

Looking for Abu Dhabi Commercial Bank careers? ADCB regularly recruits talented professionals across various departments.

Available Positions

ADCB hires for roles including:

• Retail banking officers
• Relationship managers
• Credit analysts
• Customer service representatives
• Branch managers
• IT professionals
• Risk and compliance specialists
• Marketing and communications roles

Abu Dhabi Commercial Bank Salary

On average, employees at ADCB can expect starting salaries around AED 50,000 annually for basic customer service or administrative roles. Mid-level professionals including analysts, branch managers, and specialized staff may earn between AED 120,000 to AED 300,000 depending on experience. Senior roles including high-level managers and executives can earn from AED 600,000 to over AED 1 million annually.

Salaries vary based on:

• Position and seniority
• Department and specialization
• Years of experience
• Educational qualifications
• Performance and skills

Benefits and Perks

ADCB offers employees:

• Competitive salary packages
• Medical insurance for staff and family
• Performance bonuses
• Professional development opportunities
• Work-life balance initiatives
• Career advancement paths
• Pension benefits
• Annual leave and vacation allowances

How to Apply for Abu Dhabi Commercial Bank Careers

1. Visit adcbcareers.com
2. Browse current job openings
3. Select positions matching your qualifications
4. Create an account or log in
5. Upload your CV and cover letter
6. Complete the application form
7. Submit and wait for response

Recruitment Process

The typical hiring process includes:

1. Online application submission
2. Application screening
3. Phone interview (60 minutes)
4. Face-to-face interview
5. Background verification
6. Job offer and contract
7. Probation period

Emiratisation Focus

ADCB places strong emphasis on Emiratisation, with Emirati women representing around 80% of UAE national employees in senior and middle management positions at the bank. This demonstrates the bank’s commitment to developing local talent.

ATM and CDM Services

Abu Dhabi Commercial Bank has hundreds of ATMs and Cash Deposit Machines (CDMs) across the UAE.

ATM Services

• Cash withdrawal
• Balance enquiry
• Mini statements
• PIN change
• Cardless withdrawal (via mobile app)
• International ATM access

CDM Locations

CDMs (Cash Deposit Machines) allow you to:

• Deposit cash 24/7
• Deposit cheques
• Instant credit to your account
• No need to visit branches

Find the nearest CDM using the ADCB mobile app or website branch locator.

ATM Charges

• ADCB ATM withdrawals: Free for ADCB customers
• Other bank ATMs in UAE: May have charges
• International ATM usage: Charges apply based on card type
• Balance enquiry: Usually free at all ATMs

ADCB Islamic Banking

Abu Dhabi Commercial Bank also offers Islamic banking services through its integrated Islamic banking arm.

Shariah-Compliant Products

• Islamic savings accounts
• Islamic current accounts
• Home finance (Ijara)
• Auto finance
• Personal finance
• Islamic credit cards
• Investment products

Islamic Banking Contact

For Islamic banking queries, call 600 56 2626 to speak with specialized advisors who understand Shariah-compliant banking requirements.

All Islamic products are approved by the bank’s Shariah supervisory board, ensuring compliance with Islamic principles. Get information about Dubai islamic bank.

Frequently Asked Questions

What is the Abu Dhabi Commercial Bank swift code? The main SWIFT code is ADCBAEAA or ADCBAEAAXXX. Branch-specific codes like ADCBAEAA060 are used for specific locations.

How can I check my ADCB balance? Check via mobile app, internet banking, SMS (send “BAL” to 2030), phone banking (600 50 2030), ATM, or visit a branch.

What is the Abu Dhabi Commercial Bank contact number? Within UAE: 600 50 2030. Outside UAE: +971 600 50 2030. Islamic Banking: 600 56 2626.

How do I apply for Abu Dhabi Commercial Bank careers? Visit adcbcareers.com, browse openings, create an account, upload your CV, and complete the application form.

What salary can I expect at ADCB? Entry-level positions start around AED 50,000 annually, mid-level roles AED 120,000-300,000, and senior positions AED 600,000-1,000,000+ depending on experience and role.

Where is the Abu Dhabi Commercial Bank head office? Abu Dhabi Commercial Bank Building, Shk Zayed Street, P.O. Box: 939, Abu Dhabi, UAE. Phone: +971 2 6962222.

How do I register for ADCB online banking? Visit adcb.com, click “Register,” enter your account details and Emirates ID, verify with OTP, create username and password, and complete setup.

Does ADCB have Islamic banking? Yes, ADCB offers comprehensive Shariah-compliant banking products and services through its Islamic banking division.

Tips for Banking with ADCB

Here are practical tips for getting the most from your Abu Dhabi Commercial Bank experience:

1. Enable Mobile Banking – The ADCB mobile app offers the most convenient way to manage your accounts, check balances, and make transactions without visiting branches.

2. Set Up Alerts – Configure SMS and email alerts for transactions, low balances, and payment due dates to stay on top of your finances.

3. Use Cardless Withdrawal – When you need cash but forgot your card, use the mobile app to initiate cardless ATM withdrawals.

4. Explore Digital Wallet – Link your ADCB card to Apple Pay, Google Pay, or Samsung Pay for convenient contactless payments.

5. Schedule Bill Payments – Set up recurring payments for regular bills to avoid late fees and save time.

6. Save Beneficiaries – Add frequently used transfer recipients to your beneficiary list for quick future transfers.

7. Monitor Your Credit Score – ADCB provides credit score checking services to help you maintain good financial health.

8. Utilize Branch Locator – Before visiting a branch, use the online locator to confirm timings and services available at that location.

9. Keep Contact Info Updated – Ensure your mobile number and email are current so you receive important notifications and can recover your account if needed.

10. Explore Investment Options – ADCB’s wealth management services can help grow your savings through various investment products.

Conclusion

Abu Dhabi Commercial Bank (ADCB) stands as one of the UAE’s most reliable and comprehensive banking institutions. With 56 branches across the country, hundreds of ATMs, world-class digital banking platforms, and extensive product offerings, ADCB makes banking convenient and accessible for everyone.

Whether you need to find an Abu Dhabi Commercial Bank near me, check your balance through multiple channels, contact customer service at 600 50 2030, use the swift code ADCBAEAA for international transfers, or apply for Abu Dhabi Commercial Bank careers with competitive salaries, this guide has covered everything you need.

The bank’s combination of traditional banking excellence and modern digital innovation ensures you can manage your finances efficiently. From simple balance enquiries to complex corporate financing, from personal loans to wealth management, ADCB provides solutions for every financial need.

With government backing, strong financial performance, commitment to Emiratisation, and customer-focused services, Abu Dhabi Commercial Bank PJSC continues to be a top choice for individuals and businesses throughout the UAE.

Ready to experience ADCB’s services? Visit your nearest branch, download the mobile app, or call customer service today to start your banking journey with one of the UAE’s leading financial institutions.